Monday, 27 June 2011

What to do if Denied Health Insurance Coverage

In a situation where you apply for health insurance coverage from one provider and you are turned down, you have the right to request the reasons in writing. When you receive the reasons, review them carefully. If you feel that the insurance company made its decision because of an error in your information, present them with the correct information. Ask your doctor for help, if need be.

If you have asked the insurance company to reconsider the decision not to cover you and you still can't get coverage, you always have the option of applying for coverage from another insurance company. Even if you have been denied coverage from one, another one may agree to cover you. Each company has different qualifications for getting approved for health insurance and it certainly will pay to shop around.

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