For those 65 and older the insurance plans change somewhat. This is because at age 65 Americans become eligible for Medicare through the Federal Government. These plans are designed only for those who are eligible for Medicare in order to provide the most coverage at an affordable price.
AARP MedicareComplete is the most comprehensive of the plans for those 65 and over. This plan covers everything that is covered under Medicare. But, in addition to this, it provides fitness benefits and coverage for prescription drugs. Also, this plan does not have limitations on pre-existing conditions so transitioning to this coverage can go smoothly no matter what pre-existing conditions you may have.
The next plan for this age group is AARP Medicare Supplement. This plan is very basic. Its purpose is to supplement what is already covered by Medicare and to provide coverage for some of the medical situations not covered by Medicare. Depending on your medical needs, adding this plan may cost less than what you would pay out of pocket without having this coverage.
The last plan in this age group is AARP MedicareRx. This plan is solely to provide for prescription drug coverage. Though some prescription drug coverage is provided under Medicaid, not all prescriptions are covered. This can leave those who are 65 and older with difficult choices when it comes to filling prescriptions. AARP MedicareRx can help offset some of the cost of prescriptions making it easier to get the medication you need when you need it.
No comments:
Post a Comment